Enroll Today

 

BEFORE YOU PROCEED

This section is for people wanting to ENROLL only, If you are seeking more information please review the rest of the site, click the contact us button or call the phone number above.

To Continue Enrollment Read The Following & Click Link Below

We require the use of the following credit monitoring service for our “426 Segment Solution Program” although the monthly fee is a little higher, the amount of time you will need to subscribe will be much shorter.

426 Segment Solution Monitoring

 

WELCOME: Thank you for trusting us with your credit repair project. We WILL take great care of you!

To enroll, we must get certain information from you for the credit bureaus to accept the letters we mail out

  • Signed Agreements – Credit Repair is highly regulated, and we are required to provide agreements & disclosures to our clients
  • Basic Info (Name, Address, etc.)
  • Initial Payment Info for $349 First Work/Setup (Only Payment Methods are Check, Check By Phone, or Mail a Payment, so you may need your checking account info. An option to pay via credit/debit is available and info will be provided when you get to that form.
  • Credit Monitoring Info (We need access to credit reports throughout the project)
  • Identifying Documentation Instructions (What & How To Send Photo ID & Proof Of Address to us)

Our software will walk you through these steps

NOTE: Fees are as follows:

$349 Setup/First Work Fee
$35 Technical Data Deletions Per Item Per Bureau (Old/Outdated Names/Addresses/Etc)
$35 Standard Deletions Per Item Per Bureau (All negative items including inquiries excluding public records)
$250 Bankruptcy Deletion Per Item Per Bureau (includes paid or unpaid)

NOTE: Expectations:

It is illegal for a credit repair company to guarantee or estimate any specific results, scores, or time frames. We DO NOT guarantee ANY specific results, deletions, scores, and/or time frames, as we do not have any direct access or control over your credit reporting. Any result samples or estimations provided are based on past results. Past Performance Does Not Guarantee Future Results.

If you feel that our representative has misled you regarding expectations, please let us know as we strive to be 100% compliant and do not authorize any representative to make any misleading statements for any reason.

Enrollment Frequently Asked Questions

Why Don't You Accept Credit Cards?

Credit repair companies are considered a “Prohibited Business” on most merchant/payment account agreements, including places like Paypal, Venmo, cash app, etc. This is because most companies charge monthly and, after several months, don’t see the results they were promised, at which time they dispute the charges they paid using their credit card. Although we don’t charge monthly, we have yet been able to obtain an exception from any merchant processor without paying exorbitant fees that ultimately get passed on to our clients. Due to this fact we cannot accept credit cards now. 

In some circumstances, we may be able to send you an invoice in such a way that it allows you to pay via credit/debit. This option is available when you get to the payment form during the enrollment process.

We are sorry for any inconvenience.

Why do I need credit monitoring?

We require credit monitoring, and in particular our recommended service, because we need to be able to analyze and discover what errors, inconsistencies, and commissions are on your report regardless of how small they may appear. The more we find, the more likelihood that items will come off, and the more valuable your case becomes when and if an attorney was to get involved.

The service we recommend was created with our particular style of disputing in mind. This service includes a full seven years of credit reporting data which is five more years than most other services provide, which gives us a considerable advantage over other companies as you cannot dispute what you cannot see. These reports also present the data on a single tri-merged report that shows each item side by side, allowing us to find any issues much easier than if the data was separated. 

If you are considering a different company please make sure they are using a report that has all seven years of data

Why do you need my ID Documents?

The credit bureaus when reviewing letters we send to them want to make sure they are dealing with the right person. They want to protect your data and be sure someone else is not trying to access it without your knowledge. If we try to dispute without sending this info there is a good chance they will ignore it, many times if they find the documentation inadequate they will send a letter to you for additional proof of who you are.

Is my personal information safe?

Yes, from start to finish we do everything in our power to make sure your personal info remains safe.

  • We use secured and encrypted servers when gathering your personal info.
  • We shred any and all hard copies or printouts of documents that contain private information.
  • Your data is compartmentalized, so the info that is not needed by certain employees is not available to them (i.e. Only individuals in the financial department need access to your payment info, data entry people do not)
Are you breaking the law by charging an initial fee?

We are not as the fee itself is not due or processed until we complete “First Work” on your file

In accordance with CROA (Credit Repair Organizations Act) your initial fee will not be due or processed until AFTER we have completed “First Work” on your file.

 
Completed “First Work” is defined as follows;
– Your personal information provided is entered into our back office and access to the back office is emailed to you and/or
– Your initial credit report is pulled and reviewed by your credit counselor and/or
– The data from your credit report is entered into our back office and/or
– Your ID Documentation is analyzed, accepted, and/or added to our back office system and/or
– Your initial round of letters are created

Although we request the information needed during the enrollment process, it is not required as we do not process any payments until AFTER “First Work,” If you do not provide payment info during enrollment, we will still proceed with the “First Work” needed for your file. 

Will you take payments out of my account automatically?

When you fill out our payment form we will only take out your first work payment, any payments due in the future for deletions will not be automatically processed. Instead what we do is send you an invoice, place your file on a temporary hold, and wait until you have a chance to review your report, verify the results, and authorize a payment. Only after you have authorized a payment will we actually process any payments. This is the same even if you never call us back.