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Why don’t you accept credit cards?

We used to accept credit cards until the bulk of the merchant account processing companies (visa/mastercard) decided that they were not going to allow credit repair companies to process payments any longer.

It is our belief that due to the fact that we dispute credit card accounts that the financial industry wanted to do something to push credit repair out of business and of course it is the financial industry who owns the strings in the merchant account arena.

We have found some merchant accounts that would offer us the ability to accept credit cards but they wanted to charge fees in excess of 25% which would be passed on to clients and they would penalize us $5,000 if we had over 2% chargeback or refunds. I can understand chargebacks but to penalize us that much when a client wanted a refund just didn’t make much business sense especially since these companies were mainly overseas in politically unstable countries and required $10,000 in security deposits.

We apologize for the inconvenience this may cause, we do however accept check by phone and several other payment methods

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