Pay After Deletion Credit Repair
No setup fee. No monthly credit-repair fee.
Choose an individually authorized dispute cycle, or begin with an optional FREE Three I's™ Credit Analysis. A cycle includes the work, an emailed package, your mailing, waiting, a Review Audit, and results review—not automatic monthly billing. Results are not guaranteed.
Choose the First Cycle That Fits Your Situation
No setup fee. No monthly credit-repair fee. Optional FREE Three I's™ Credit Analysis.
What a cycle means
A cycle is one individually authorized round of work and results review—not 30 days, a calendar month, a subscription period, or an automatic recurring charge. It includes authorization, work, an emailed package, customer mailing, waiting (typically 45–60+ days and still the same cycle), a Review Audit, qualifying-deletion determination, and cycle end.
Qualifying deletions
A qualifying deletion is successful removal from a credit bureau of an eligible item addressed through the service. Fees are counted at the bureau level. Examples may include a negative account or item, an incorrect name or spelling, an old address, or an inquiry.
One Authorized Cycle, From Start to Finish
Time passing does not start a new cycle. Waiting typically lasts 45–60+ days and remains part of the same cycle.
Authorize
Choose a first dispute-cycle option or request the optional free analysis before deciding.
Review & Work
We review the information and prepare the work for the authorized cycle.
Receive & Mail
We email your package and you follow the provided mailing instructions.
Wait
Waiting typically lasts 45–60+ days or longer and is still the same cycle.
Review Audit
We review updated information and determine qualifying bureau-level deletions.
You Decide
The cycle ends. You may stop, pause, or authorize another $29 cycle—never automatically.
Review the Information Before You Decide
The optional FREE Three I's™ Credit Analysis reviews current report information for potential inaccurate, incomplete, and inconsistent reporting. It is an optional path for visitors who want more information before starting a dispute cycle.
You may also start directly by choosing a first-cycle option. The analysis is not a setup fee and is not required to begin.
What counts as a qualifying deletion?
A qualifying deletion is successful removal from a credit bureau of an eligible item addressed through the service. Fees are counted at the bureau level.
- A negative account or negative item
- An incorrect name or name spelling
- An old address
- An inquiry
No particular item or outcome is guaranteed.
Frequently Asked Questions
Start Directly—or Get the Optional Free Analysis
No setup fee. No monthly credit-repair fee. No automatic new cycles. You choose what happens after each cycle.
Read individual client experiences on our reviews page. Reviews reflect individual experiences and do not guarantee results.
Read Client Reviews