Cheap Credit Repair Pricing

Scroll down to view all of our pricing options, feel free to call with any questions.

Pay After Deletion® and Pay Per Deletion Programs have been proven to be the overall cheapest option for credit repair available to consumers.

We have been changing the industry and offering credit repair services on a Pay After Deletion basis since 2010.

2010: We Revolutionized the Credit Repair Industry with the Launch of "Pay After Deletion®"

We revolutionized the credit repair sector with the launch and trademark of our Pay After Deletion Credit Repair program. Since its introduction, this program has set the benchmark for performance-based credit repair. It empowers consumers by enabling them to bypass monthly fees, allowing them to pay only when items are successfully removed from their credit reports.

2023: Proactive stance against credit bureaus alleged disregarding of dispute letters.

In response to claims that credit bureaus were overlooking correspondence, we proactively revised our process to ensure that both credit bureaus and credit data furnishers could not disregard our clients' letters. We also aimed to expedite any deletions by adopting several changes recommended by legal experts. The key elements of these modifications included sharing all correspondence with our clients and ensuring every letter was sent via certified mail. According to our legal advisors, these adjustments significantly increased the likelihood of a thorough investigation. Despite the clear benefits, the broader industry has yet to adopt these innovations, continuing to secure guaranteed monthly fees even in cases where investigation requests are neglected.

2024: Cheapest Credit Repair: Due to economic concerns across the country we created a lower cost "Basic" Program

We now offer the very cheapest credit repair option along with our Pay After Deletion program. This program is for those people who truly want to get started but are a little short on cash. This program offers the same unique 426 dispute process with the only difference being the amount of time we work on your file. Like many others in the space offering low fees the work on your file will included an unlimited amount of disputes for a period of 6 months and unlike others we dispute with the credit bureaus and the data furnishers (creditors) and all of our letters are still shared with you and sent out via certified mail.

Clear and Fair Credit Repair Pricing

Fast Pay After Deletion Credit Repair Timer

Basic Pay After Deletion®

First Work Fees

$115 One Time Fee

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Per Deletion Fees

$35 Per Item Per Bureau

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Details

- Once enrolled we analyze credit report to find errors

- We create dispute letters based on those errors

- We create and assemble dispute letters for both bureaus and/or data furnishers

- We email you dispute letters with mailing instructions

- We wait 35-45 days from date mail received

- We updated credit report and review results

- We bill for each deletion obtained and send invoice

- File is placed on a temporary hold

- You review, verify, and pay invoice

- File removed from hold and we repeat the process

- If nothing deleted then no charge

- Unlimited Disputes Continue for 6 Months

- Can upgrade to Standard at any time.

Standard Pay After Deletion®

First Work Fees

$199 One Time Fee

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Per Deletion Fees

$35 Per Item Per Bureau

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Details

- Once enrolled we analyze credit report to find errors

- We create dispute letters based on those errors

- We create and assemble dispute letters

- We email you dispute letters with mailing instructions

- We wait 35-45 days from date mail received

- We updated credit report and review results

- We bill for each deletion obtained and send invoice

- File is placed on a temporary hold

- You review, verify, and pay invoice

- File removed from hold and we repeat the process

- If nothing deleted then no charge

- Unlimited Disputes Continue for 24 Months

Pay After Deletion® Priority Plus Program

First Work Fees
$349 One Time Fee

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Per Deletion Fees

$35 Per Item Per Bureau

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Details

- Everything From Standard Program +Plus
- Priority Response to Calls & Emails

- Up to 30 Minutes of Business Credit Coaching

- Up to 30 Minutes of Debt Negotiation Coaching

- Up to 30 Minutes Credit Building Coaching

- Up to 30 Minutes Mortgage Readiness Coaching

- Up to 30 Minutes Business & Marketing Coaching

There are minimal 3rd party expenses that you will have to pay for throughout the process for credit monitoring, certified mail, printing, packaging, etc.

NOTE: It is illegal for any credit repair company to guarantee or imply any guarantee with regards to results. We cannot, will not and do not guarantee specific results.

Historically average clients have seen about 75% of items we go after deleted/repaired somewhere between 6-9 complete cycles, Remaining items we have seen an average of 1 item deleted/repaired per cycle. The large majority of clients will take at least a year to complete this project.