Cheap Credit Repair Pricing That Actually Delivers Results
No monthly fees. No subscriptions. A one-time audit fee plus a per-deletion fee charged only after confirmed results. This is what affordable credit repair actually looks like.
Why Is There an Upfront Fee?
Most credit repair companies charge monthly whether you get results or not.
We don't.
Instead, we charge a one-time fee for a detailed credit report analysis. This allows us to identify inaccurate, incomplete, and inconsistent information before any disputes begin. Doing this initially significantly lowers the costs of doing it throughout the dispute process.
Once the analysis is complete and we start the dispute process itself you are only billed when something is actually removed from your credit report.
Credit Repair Plans
All plans include a free initial consultation and no monthly subscription fees.
Basic Credit Analysis
A focused review designed to identify initial disputable issues and get the process started.
Lower upfront cost, with more analysis performed over time
Per-item deletion cost is higher due to ongoing analysis during each cycle
Start with Basic AnalysisAdvanced Credit Analysis
A full, in-depth review of your credit report to identify all potential disputable issues upfront.
More upfront work, less analysis needed later
Lower per-item deletion cost due to completed upfront analysis
Start with Advanced AnalysisCredit Builder(No Credit Check)
Build real credit using installment accounts that report to all three credit bureaus. Note: These are NOT cash loans
These are real accounts. Missed payments will be reported negatively.
Loans can be used for business & personal services we provide like AI tools, websites, marketing, coaching, training and more
Call to Get More InfoHow Billing Works
We do not charge monthly fees.
After your analysis is complete and dispute cycles begin:
- You are only billed when an item is removed from your credit report
- If nothing is removed, you are not billed
- Each cycle is approximately 40-45 days
Clients are responsible for third-party costs such as credit monitoring services and certified mail postage.
Results vary based on your credit profile. No company can legally guarantee deletions.
Cheap Credit Repair Does Not Mean Low Quality
Here’s what clients typically pay compared to traditional monthly services.
Our pricing is affordable because we eliminated the monthly subscription model entirely.