Start Your First Dispute Cycle
Use this form to begin the direct-start enrollment path. There is no setup fee, no monthly credit-repair fee, and no automatic new cycle. If you prefer to review information first, the FREE Three I's™ Credit Analysis is optional.
Review the Cycle Terms Before You Start
No setup fee. No monthly credit-repair fee. Optional FREE Three I's™ Credit Analysis.
What a cycle means
A cycle is one individually authorized round of work and results review—not 30 days, a calendar month, a subscription period, or an automatic recurring charge. It includes authorization, work, an emailed package, customer mailing, waiting (typically 45–60+ days and still the same cycle), a Review Audit, qualifying-deletion determination, and cycle end.
Qualifying deletions
A qualifying deletion is successful removal from a credit bureau of an eligible item addressed through the service. Fees are counted at the bureau level. Examples may include a negative account or item, an incorrect name or spelling, an old address, or an inquiry.
Pay After Deletion Enrollment Form
Submitting the form requests the enrollment next step; review all applicable terms before authorizing work. Questions? Call 813-345-4097.